Deadline: 12-Jul-2017 at 11:59:59 PM (Eastern Time – Washington D.C.) 
There are few financial solutions that address the need for long-term savings for low income people in Sub-Saharan Africa and that could provide a stable pension when they reach retirement age. In Ghana for instance, saving is largely done in savings groups such as the susu collection system, which offers little interest (and therefore does not protect from inflation) and requires payment of a typically expensive fee to the collector. Even more daunting are voluntary pension saving products, which require convincing and encouraging participants to save over a long period for a payout that is far in the future. CGAP wants to test pension plans tailored to cocoa farmers in Ghana that leverage the advantages of digital technologies to provide customers greater flexibility and incentives to create pension savings for themselves. CGAP is seeking technical services to structure and test a solution and identify relevant lessons to be shared widely in an open access format.
dable finance, especially before the planting season when cash flow is low but need for farming inputs is high. In Kenya, agriculture is one of the most underfinanced sectors of the economy. CGAP aims to lower the risk and cost for financial institutions and input suppliers to meet this unmet demand. We wish to test a digital financial solution that links smallholder farmers to inputs and credit in Kenya. The solution should help smallholder farmers save as well as securely borrow toward the purchase of agricultural inputs such as fertilizers, seeds.![medical-appointment-doctor-healthcare-clinic-health-hospital-medicine[7]](https://nl4worldbank.org/wp-content/uploads/2015/09/medical-appointment-doctor-healthcare-clinic-health-hospital-medicine7.jpg?w=261&h=174)
operator (MNO) in Cameroon to expand their existing customer segment to new clients and markets. IFC is supporting the MNOs plans to implement an expansion and financial inclusion strategy with research to identify opportunities in the market that will help the MNO develop the best products to service its customer base. IFC is looking for a market research firm (Consultants) for this research assignment on mobile money and access to finance in Cameroon. Consultants will be hired to conduct desk research, data collection and analysis on customer needs and preferences for financial services and the extent to which these needs may be met through mobile money. The market research will also involve a competitor analysis, agent profiling, customer segmentation, and product assessment. The goal is to identify and quantify the potential customer base in the Cameroonian market.
and environmentally sustainable dredging levels for key ports and shipping routes on Lake Victoria. Improving transportation on Lake Victoria is key to strengthening the Tanzanian Central Corridor, and is a priority for the Governments of Tanzania, Uganda and Kenya. The lake plays a pivotal role in connecting land-locked countries (DRC, Uganda, Rwanda and Burundi) via its shipping and railway network and is a key part of the intermodal supply chains along the Northern and Central corridor linking to Mombasa and Dar es Salaam ports. However, in recent years port infrastructure and consequently maritime operations on Lake Victoria have declined significantly.
Netherlands for the World Bank 
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